MDS is more than an insurance broker. It is your trusted advisor, and its mission is to create the best solutions based on three pillars.

José Manuel Dias da FonsecaMDS Group CEOShort bio Profile

MDS is morethan an insurance broker. It is your trusted advisor, and its mission is tocreate the best solutions based on three pillars.

An ongoingcommitment to knowledge allows us to have a multi-specialised team within-depth expertise, working together with international experts, namely fromour affiliates Brokerslink and Ed.

We buildpartnerships with key players in the sector, allowing us privileged access tolocal and international markets, and to quickly and easily find the mostsuitable solutions.

Allied tothis knowledge we bring cutting-edge innovation and technology, whichrepresents one of our key differentiating factors. We employ sophisticatedtools that enhance operational quality and information management, saving timeand cost.

The combinationof these pillars results in a strong supporting structure for a first classrisk management policy, which has helped our group become a key player at aglobal level, focused on creating solid solutions, today and in the future.

José Manuel Fonseca is a renowned risk management expert, with more than 35 years of experience in the insurance and risk management industry.

He was Vice President of FERMA (Federation of European Risk Management Associations) for several years. He founded Apogeris, the Portuguese Risk Management and Insurance Association, which he chaired for 15 years.

He also founded Brokerslink, a global broking company that manages a network of brokers and speciality risk and consulting firms.

Prior to joining MDS he was responsible for launching bancassurance in Portugal, founded a pension fund management company and was President of a Portuguese insurance company.

José Manuel Fonseca was honoured as Broker Leader of the Year 2018 by FERMA.

Ricardo Pinto dos SantosMDS Group COO
MDS Portugal CEO